For those who have not been paying attention for the past 20 years, our nation has found itself in a unique position. In 1935, President Roosevelt signed the Social Security Act to provide retirement aid for those in the industrial sectors. Ten years after the historic legislation was signed creating our Social Security system, we experienced a population surge we call the Baby Boom. This boom helped expand the economy for the past 40 years as well as fund the Social Security fund which provides funding to retirees. Today, these babies are now the retirees and the Social Security program which they were funding now needs to pay them. The problem is the decrease in population growth following the baby boom has placed a strain on the system due to the decrease in funding for Social Security in order to meet the existing and future demands of those preparing to retire.

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